What If Housing Affordability Is Not About Supply and Demand?

I’ve been thinking about this topic for a few years now, but felt motivated to write on it after reading Ryan Gorman’s Medium post announcing what he’s working on now with btcRE. Gorman as the former CEO of Coldwell Banker understands real estate better than most people, and yet… there was something I felt was … Read more

Last Time Housing Was Affordable

I’ve been writing the long Four Horsemen series, and one of the biggest issues I had to tackle was housing affordability. The federal guidelines from HUD says housing is affordable when gross costs are no more than 30% of the gross income of the residents. Since gross costs include things like utilities, property taxes, mortgage … Read more

What the Hell is Actually Going on with Housing??

Is the housing market starting to slow down? At least a little bit? I’m having a tough time understanding what is actually going on. The Market is Cooling, right? To give you an example of why I’m confused, let’s take a quick look at Redfin. During my most recent site visit, I read an article … Read more